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Why offshore banking matters in a financial crisis

Offshore banking: the good, the bad and the ugly

With the reveal of operations and hidden accounts on Panama Papers, the topic of offshore banking - specifically, bad purpose offshore banking - has been on the table for a while. People would discuss the pros and cons and whether or not it was a legitimate practice, either for governments or private companies. Truth is, offshore banking has always been part of the financial practice, perhaps even before banks existed as themselves. Saving your wealth away from your location is a way to keep it secret and safe, but with the development of the international bank network and banking operations, there are some extra advantages for offshore accounts.

Discussing the benefits of this practice is, of course, far more interesting than addressing its disadvantages. The controversy about offshore banking centers around whether account holders have legitimate or ilegitimate reasons for doing what they do. If you are interested in this topic we suggest that you check this very interesting article: How to explain offshore banking to a 5 years old.


Which languages courses can help business owners succed abroad

Global businesses, corporate success

Every era in human history has its gimmick when it comes to the default method for economical development. Today, internationalization is the key for growth in any area, and businesses that choose to remain local and not trascend boundaries or establish connections with suppliers, clients or partners in faraway lands are restraining themselves and limiting their potential. This is one of the most pointless things a business can do.

Opening up gateways for communication among businesspeople in all corners of the world has its pros and cons. The most obvious benefit is that more possibilities open up right and left for everyone who knows how to make contacts and use resources available in all parts of the world. Commercial and trade agreements can be established across oceans ans continents, and the combination of minds and capital from different people can give birth to successful and solid businesses that will spill out money like the fountain of abundance. Read More...

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Luxury gifts and deep feelings

The entire point of gifts dedicated to your loved ones is to show them your affection. You get them things to make them happy, to make them smile, even to make them laugh. You want your presents to be convenient or appealing for them, to be a useful part of their lives or just a happy memory, a token that will remind them of your gesture of care and affection later in life. Giving presents is about capturing a happy moment with someone you love, and keeping those feelings alive in time. Every time they look at the gift, they will remember you and the nice gesture you had. 

Special gifts are meaningful because they take more from you. Either because you have to be particularly thoughtful or shop around for longer until you find the perfect present, or because you went the extra mile and personalized the gift for them, or even because you had to work hard to earn the money to buy something expensive. Luxury gifts aren't easy to get for most people, but precisely because of that they mean a lot. The effort and time you have to dedicate, the sacrifices you have to make to get one for someone you love, are the best proof that you actually care, and that's what gives them their emotional value. Read More...

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Digital files: are they safe?

Companies must keep records so they can function. They store large amounts of information, from their own accountancy to customer portfolios and personal data. With the advancement of technology, more and more of these files and documents have become digital. Some of that information is stored in situ, in flash drives or hard drives inside office's computers or even whole server docks. With the increasing offer of offsite digital data storage, like cloud storage or servers for hire, companies now outsource their data records. In order to access this information, they have passcodes and passwords they must keep safe, so no unwanted person gets access to this confidential information.

The fact that digital files don't have a physical support aside from the disk or server in which they are stored, makes many people believe they are actually safer than paper documents or records. Digital files do, indeed, have many advantages when compared with papers. They are easier to rewrite, take far less space, are easier to send and receive, and intelligent databases can store and process information automatically. Accountancy and monitoring are much easier with digital tools compatible with these digital files, so electronic processes on these data save time and money and take much less physical space. Read More...

Business Financial Solutions for SMEs

Starting up a new business venture is definitely not an easy task!

If you have spoken to business owners, you will definitely hear them say that starting a new business venture can be a very challenging task. It is not easy especially if it is your first time. Many make mistakes and overlook a lot of important details. However, these mistakes are valuable in the learning curve as a business owner. Even those who have been successfully running their businesses for a while can attest to this. They have made mistakes upon mistakes until they eventually learned how to effectively and efficiently manage and run their businesses.
Finance is a key factor in the success of any business no matter what stage of development the business is in. Every company needs capital to finance its daily operations; however, not all companies have the capital needed and have to find ways to raise finances for the business.

Options to consider when raising finances for a business

1.    Government Aid

With more and more people going independent to make a livelihood for themselves, governments the world over, UK included, have taken up the job of supporting such incentives from these individuals. Having a registered business can grant you access to government support financially and in a multitude of other ways. Most notably is the way governments offer lowered rates on telephony and internet related subscriptions for SMEs coming up in the UK which can also be a great financial boost for many businesses.

2.    Financial Lending Institutions

In the UK, there are quite a number of financial institutions available that offer monetary lending services. Banks are the obvious choices here but there are also investment banks which are a whole different thing from the banks many of us are used to. Read More...

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I’m studying abroad and have been using Ultima Finance for receiving money from my dad for the last 2 years. I have never faced any issues and always received the payments quickly and directly into my bank account. I recommend them for all international transfer services!
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Happy Clients

We have helped many with their money transfer needs! Read what some of them have said about us!

Ultima Finance is a promising company when it comes to money transfer and forex exchange services. They have always provided me with quality service backed up with customer support in case of any issues. I have been a regular customer of their service since long!
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